Healthcare Benefits for Individuals

Better Benefits at a better cost

Health coverage that makes you the MVP in your care journey

Finding the right plan is easy

Get a Quick quote

Get an instant online quote to see your options

Schedule a Call

Talk to an expert to find your best savings and perfect plan

Enroll

Enjoy your new benefits!

More Choice, More Options

Our major medical plans offer you a wider range of options for your care and benefits.

Save dramatically on your out of pocket costs and pay lower premiums.

Meet your other needs and protect yourself financially with our industry-leading supplemental options like critical illness, dental, vision, and more.

Get Started

The Details: What We Do for You

Explore what makes us different. You might just find that we’re a dream come true.

Revolutionary
Benefits
Designed for
Your Needs
Built on Transparency
and Simplicity

The Power of Choice: Find the best of the best

Get access to the largest selection of plan options. We offer an entirely new realm of possibilities for independents.

Clear Comparison: Understand your options

Your Benefits Concierge will search every plan on HealthCare.gov, as well as major medical plans, then compare them all for you – for free.

Take Control: Keep your costs at bay

Know what you’ll pay for your care with set low, copays. Plus, most plans have Care Coordination to give you the most opportunity for $0 care.

All Day and Night: Connect with healthcare anytime

Our plans include free 24/7 telemedicine and mental healthcare with Talkspace.

Custom Plans: Pay for only what you need

We build you a plan that covers exactly what you need, including dental & vision options normally not available to independent workers.

Call the Shots: Enroll year-round

With so many options, we have plans that work around your schedule.

Flexibility: Access care anytime, anywhere

We know that there’s never a standard day. Flexibility matters. With the widest range of choices, and 24/7 telemedicine available, you can find care wherever & whenever.

Manage On-the-Go: Integrated and easy app

Seamlessly access all your benefits from one place with our health benefits mobile app.

On Your Side: We work for you

We started to make healthcare simpler and easier for all. Our only interest is helping you.

Unparalleled Care Support: Rest easy; we’ve got your back

With Clearwater Care Coordination, it’s like having a personal assistant for your healthcare needs. We’ll help you find a high quality provider for your labs, imaging, and major procedures. When you use a provider we recommend, your care is free!

Ultimate Transparency: Know exactly what to expect

We have nothing to hide. We offer you easy and clear pricing & benefits, with no fees or markups – ever.

Your Interests Come First: Find your fit

Any plan and every plan. As the only full-service benefits platform for independents, we are here to help every step - your concierge is always just a call away. Best of all, our services are complimentary, no matter what type of plan you choose.

Explore Upgraded Access and Care

High-quality major medical insurance plans to fit any budget
Getting Started With Your New Healthcare

Insurance plans that give you control of your out-of-pocket costs

Select from a range of deductible options and enjoy opportunities for $0 care!

Choose from several plans, including ones perfect for families looking to make the most out of their healthcare or others looking to save on income tax and minimize healthcare spending with a Health Savings Account.

Our major medical plans also include cost-saving benefits like:

24-7 telemedicine with a $0 copay
Virtual and in-person mental health coverage
$0 generic prescriptions on most plans
100% coverage for in-network preventive services
Nationwide large PPO network.
Care Coordination to help you find higher quality care at lower costs for major procedures.

Choose the option that fits your needs and budget

We offer several health plans to give you control of your care journey.

Copay Plan

Copays for everyday care like doctor visits, prescriptions, and diagnostics
Balance your monthly premium and expenses to fit your needs with a range of deductibles and out-of-pocket cost options

HSA Plan

Pay for medical expenses with a tax-deductible HSA

Low monthly premium and must use Care Coordination to access most benefits.

Minimum Value Plan (MVP)

Low Copays for everyday care.
Low monthly premium and must use Care Coordination to access most benefits.

Love from Our Community

Hear it from our members: There’s lots to love.

I’m already saving $$$, plus the health benefits are much better. This is truly one of the best decisions I’ve made.

Jesse G.

Realtor

We couldn’t have asked for a better experience. We believe the value and the very specific-to-us plan is perfect for what we need and fits in our budget nicely.

Brandon W.

Entrepreneur

They listened to my needs and assisted me in choosing the best plan for me and my family!

Maureen W.

Realtor

I was amazed at how low the monthly payment was, so I signed up right away - one of the fastest and best decisions I have made!

Anastasia S.

Realtor