Get Better Benefits made for Independent Workers

Made for Independent Workers

Imagine loving your healthcare benefits.

People don’t want health insurance - they want healthCARE. Many health insurance companies have long fallen short on providing this promise and have left the independent workforce behind. That’s where we come in.

We know finding the right health plan can be time consuming and confusing. As an independent you didn’t have the benefits department…until now. Our passion is helping you find the best plan for you, at the best price so you get the care you need.

We give you peace of mind so you can focus on following your dreams, knowing that we’ve got you covered.

The Full Clearwater Network:

We help you find the perfect benefits plan at the best price, and at no cost to you.

With Clearwater, companies and independents get access to a transparent and open marketplace with:

The widest selection of health plan options
for independent workers and businesses

cost_sharing

Revolutionary health plans only found at Clearwater, including ClearShare, Major Medical, and Supplemental

Every insurance plan
on HealthCare.gov

We are there with you every step of the way to make it fast and easy. You might call that a revolution. We call it: Unbelievably Better Benefits.

Discover ClearShare

What Makes ClearShare Great
Major medical Information

ClearShare isn’t insurance - it’s assurance. Welcome to our little revolution.

Get the most comprehensive benefits of any health share: Most health shares only provide benefits for the major events like surgeries. That didn’t sit right with us, so we developed a health share that includes more major and minor events, office visits, labs, and medications.

Plus:

Save up to 80%
Choose any doctor and facility - really, any - for major procedures
Care Coordination – like having a personal assistant for your major healthcare needs. When you use providers we recommend, your care can be completely free!
No annual or lifetime sharing limits
Free 24/7 telemedicine
Virtual Mental healthcare included with Talkspace
Variety of plans available to customize to your needs

High-quality major medical insurance plans to fit any budget.

Insurance plans that give you control of your out-of-pocket costs. Select from a range of deductible options and enjoy opportunities for $0 care!

Choose from several plans, including ones perfect for families looking to make the most out of their healthcare or others looking to save on income tax and minimize healthcare spending with a Health Savings Account.

Our major medical plans also include cost-saving benefits like:

24-7 telemedicine with a $0 co-pay
Virtual mental health coverage
$0 generic prescriptions
100% coverage for preventive services
Nationwide large PPO network.
Care Coordination to help you find higher quality care at lower costs for major procedures.