Clearwater Benefits Administrators is your game-changer. We deliver health benefits plans for everyone — from 1099s to large, self-funded organizations, delivering benefits your clients will actually love at a price they will rave about. Our nimble approach slashes costs without cutting quality.
And for you? We’re the ace up your sleeve, arming you with elite support, meaningful incentives, and marketing tools that help you grow your business.
With Clearwater Benefits Administrators, you get:
Plans for Every Client
Self-funded, level-funded, and fully-insured. Built for employers, 1099s, and everyone in between.
Are you writing directly or through a GA/MGA/MGU? What are the typical terms?
The typical terms range from 12/15 to 12/18 but can vary depending on the case. The group has full control over their preferences.
How does Clearwater help my clients save money?
We provide savings through competitive premiums, renewal rates, member network cost-savings, care coordination, reduced churn, virtual primary care services, and customized plan designs.
Are there any contribution requirements?
We generally expect a 50% contribution from owners toward the plans.
Who are your stop-loss carriers?
Our carriers include Radion, ExcessRe, Arlo, BRM, Accurisk, TacticalRe, and Breckpoint Insurance.
Is there a participation requirement?
We typically aim for 50% participation for Group plans, but can still offer benefits even if that requirement isn’t met.
