Welcome to Clearwater Health

Better Benefits. Better Price.

Helping individuals and businesses find the best healthcare plan.
  • For Businesses

  • For Individuals & Families

For Businesses

Support your talent like never before.

  • Healthcare Benefits For All
    High-quality, affordable healthcare
  • More Choice, Better Plans, Best Cost
    Offer unbelievably great health benefits at an affordable price
  • Innovative Plans
    A new class of benefits you can’t find anywhere else
  • Increase Recruitment & Retention
    Create a healthier, happier & more productive workforce
  • Free & Easy Benefits Management
    We take care of everything for you

For Individuals & Families

Finally, health benefits designed for you.

  • Support
    You work for yourself, we get your benefits to work for you
  • Custom Plans
    Pay only for what you need and nothing more with the widest selection of plans
  • Major Savings
    Members can save up to 60% and $10K a year
  • Peace of Mind
    We help you find the right plan, at the best price, always
  • Real Benefits
    Plans with mental health, $0 care, and the widest network available

Unbelievably Better Benefits

Hear it from our members: There's lots to love.

EXP Realty
Jimmy N.
Clearwater Member
Jeff Levitan
CEO, Bettr

Trusted By

eXp Agent Healthcare by Clearwater (1)
Realty One Logo
Mask Group 255
Mask Group 254
DAC Healthcare

Revolutionary Benefits For The Revolution In Work

  • Clearwater offers a new class of health plans designed from the ground up for individuals, families, and businesses
  • Clearwater has the widest range of health plans nationwide which can be customized for your needs
  • Whether you are a 1099 contractor, entrepreneur, W2 employee, business, or just need help navigating healthcare in general, Clearwater Health has you covered

Unconditional Trust

We do whatever it takes to make sure that when life happens, those we serve keep moving.  Our promise is that we will do whatever it takes to get you and your business into the right plan, at the right price, with total transparency - even if it’s not one of our exclusive offerings.  We want you to be healthy: physically, mentally, and financially.


What makes us

We strive to build our plans for everyday people and businesses who want to get back to doing the things they love.



  •  Clearwater offers health benefits for individuals, families, and small businesses nationwide

  • Clearwater offers a full suite of health and benefit options

  • Clearwater gets members into the right plan, at the right price, with total transparency—even if it’s not one of the company’s exclusive offerings

  • Clearwater is its own search engine, broker, and third party administrator (TPA), offering Major Medical insurance plans and healthshare memberships you can’t find anywhere else.

  • Clearwater’s consultative approach makes it easy to find, buy, use, and enjoy high-quality and affordable health plans.


  • Offer plans that may not be inclusive of all healthcare buyers

  • May offer only one type of health plan leaving out access to other healthcare offerings, supplementals, and other types of benefits

  • May lead with plans that are sales or commission-driven or only offer one type of health plan

  • May help with only one aspect of the health and wellness ecosystem    

  • Plans that are cumbersome, challenging and exhausting

Frequently Asked Questions

Do you have plans available in every state?

Yes, plans are available in all 50 states.

Can I enroll in a plan if I do NOT have a SSN?

To enroll in a ClearShare membership, only the primary member must have a Social Security Number. Dependents are not required to have a Social Security Number.

To enroll in a Major Medical plan, all members must have a Social Security Number.

Do I need a medical checkup in order to enroll in the plans?

No, you do not need a medical checkup to enroll, but you will be asked specific questions about your medical history on the enrollment form to ensure the membership or plan you are enrolling in will be a good fit for you.

Can I enroll in just dental or vision plans?

Yes, you can enroll in dental and vision plans without bundling them with medical.

What are the dental and vision plan details?

Find more information here:

Dental Plans

Vision Plans

Contact Us to Get Started

Together, we’ll explore your options and find your best path forward.