Reimagining healthcare for business
Dreamy benefits for those who dream big.
A unique solution for individuals and families looking to lower their monthly costs.
These insurance plans offer copays for common services and opportunities for $0 care.
Explore our add-on plans to help round out the care you need.
Help Me Decide
We can help get you into the right plan in less than five minutes.
Save Money, Boost Your Healthcare Network, and Reduce Your Risk
Discover how Clearwater’s health solution can help you save up to $10,000 annually, give you access to one of the largest PPO networks in the country, and reduce your out-of-pocket risk by 80 percent.
Unbelievably Better Benefits
Hear it from our members: There's lots to love.
I spent twelve weeks in the ICU. The bills mounted up to about two million dollars. The length of time I was in the hospital I would have been bankrupt. And because of (Clearwater Health), I survived that.
Clearwater Health took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month.
Imagine loving your healthcare benefits.
People don’t want health insurance - they want healthCARE. Many health insurance companies have long fallen short on providing this promise and have left the independent workforce behind. That’s where we come in.
We know finding the right health plan can be time consuming and confusing. As an independent you didn’t have the benefits department…until now. Our passion is helping you find the best plan for you, at the best price so you get the care you need.
We give you peace of mind so you can focus on following your dreams, knowing that we’ve got you covered.
The Full Clearwater Network:
We help you find the perfect benefits plan at the best price, and at no cost to you.
With Clearwater, companies and independents get access to a transparent and open marketplace with:
for independent workers and businesses
Better Benefits at a Better Cost
Welcome to the widest selection of innovative plans with new options found nowhere else.
Finding the right plan is easy
More Choice, More Options
You have access to the largest selection of health plans from our innovative major medical and healthshare options to everything on healthcare.gov.
We also have industry-leading supplemental options like dental, vision, and accident to meet your other needs and circumstances.
The Details: What We Do for You
Built on Transparency
The Power of Choice: Find the best of the best
Get access to the largest selection of plan options. We offer an entirely new realm of possibilities for independents.
Clear Comparison: Understand your options
New Possibilities: Explore the health share revolution
You’ll also have access to a new class of benefits through ClearShare, that offers great benefits at lower prices.
All Day and Night: Connect with healthcare anytime
Custom Plans: Pay for only what you need
Call the Shots: Enroll year-round
Flexibility: Access care anytime, anywhere
Manage On-the-Go: Integrated and easy app
Seamlessly access all your benefits from one place with our health benefits mobile app.
Built on Transparency
Approvals Everywhere: Feel reassured
ClearShare is a nonprofit with a mission to support your health and help cover your medical expenses. No gotchas here.
Unparalleled Care Support: Rest easy; we’ve got your back
With Clearwater Care Coordination, it’s like having a personal assistant for your healthcare needs. We’ll help you find a high quality provider for your labs, imaging, and major procedures. When you use a provider we recommend, your care is free!
Ultimate Transparency: Know exactly what to expect
We have nothing to hide. We offer you easy and clear pricing & benefits, with no fees or markups – ever.
Your Interests Come First: Find your fit
Any plan and every plan. As the only full-service benefits platform for independents, we are here to help every step - your concierge is always just a call away. Best of all, our services are complimentary, no matter what type of plan you choose.
Better care. Better cost.
Average annual savings
*Estimate is based on an average of annual data and will not apply to every individual customer.